Auto Insurance
Auto Insurance Quote Forms
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Auto Insurance Information
By law, every Tennessee driver is required to carry auto insurance. However, what many people don’t realize is that car insurance is a powerful tool that will help the policyholder out of countless tough situations, as long as you have the right benefits in place.
Getting the right car insurance, however, will require attention to detail, and to get the help you need in choosing the policy that is right for you, contact FSB Insurance. As a proud member of the Sunstar Insurance Group, we’re here to help every driver in west and middle Tennessee design far reaching but affordable benefits that will always keep them protected behind the wheel.
To get your policy, call us at (731) 668-9312 or request your quote now!
Common Auto Insurance Questions
What is Auto Insurance and How Does it Work?
Every time you get behind the wheel of a car, you face accident risks. If the worst ever happens, then it is auto insurance that will be able to step in and help you afford the costs of your recovery. Even minor problems could lead to costly repairs, and it is your auto insurance policy that will help you be able to pick up the pieces without significant personal struggles.
Additionally, car insurance isn’t just there to help you repair your car after a wreck. It’s designed to cover your vehicle in numerous instances of damage (both on the road and off), and even help you cover the costs of paying for others’ losses for which you are responsible.
How Much Auto Insurance Do I Need?
To provide extensive protection for you and your vehicle, auto insurance will offer numerous benefits:
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Collision Insurance: This covers damage to your own vehicle that you sustained in a wreck.
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Comprehensive Insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
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Medical Payments Coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, like lost income.
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Uninsured/underinsured Insurance: This insures you against damage caused by someone else who doesn’t have proper liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.
Additionally, to make your policy more specific to your needs, there are many other benefits that you might be able to add into your policy, such as:
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Roadside assistance
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Rental car reimbursement
What Auto Insurance is Required?
Under Tennessee law, all auto policies purchased in the state must contain:
Please note: All Texas drivers must carry auto insurance with at least the following coverage:
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$25,000 Bodily Injury Liability Coverage per person
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$50,000 Bodily Injury Liability Coverage per accident
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$15,000 Property Damage Liability Coverage
Failure to carry appropriate coverage will result in penalties.
Our job is to ensure that you receive all the mandatory benefits required of you. However, we go the extra mile by making sure you can incorporate all your desired optional benefits into your plan. You deserve extensive protection, and you deserve those benefits to be affordable. We’ll make sure that those needs are met.
Ready to Get Your Coverage?
All in all, with quality auto insurance benefits in place, you will be able to minimize your own losses following hazardous events. You’ll emerge from these problems in a much more secure place. Our team of committed agents will do everything they can to help you figure which policy benefits are best for you and figure out which insurers offer the best options to help you save on your rates.
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